Underwriting Services

Blue Cod can customize an Underwriting Services offering to meet your specific business needs. The range of Blue Cod’s Underwriting Services includes:

•  Classification of risks using objective factors that are clearly related to the likely cost of providing coverage, practical to administer, consistent with applicable law, and designed to protect the long-term viability of the insurance program
•  Applicant phone interviews
•  Complete client follow-up once underwriting process is complete
•  Accept or reject new business applications based on underwriting guidelines and state laws
•  Examine inspection reports to determine risk and appropriate rate
•  Communicate with agents regarding policy changes, cancellation and nonrenewal by phone or written correspondence
•  Audit and evaluate agents’ book of business to determine adherence and application of underwriting guidelines
•  Process and document underwriting decisions through leading-edge underwriting systems and tools
•  Deliver feedback to management and agents regarding underwriting compliance